Mortgage Financing

Mortgage Financing

Preapproval makes the difference!

Before you start searching for homes, understanding your financing options is essential. Getting prequalified gives you an estimate of what you may be able to borrow, while preapproval involves a more thorough review of your finances and results in a conditional commitment from a lender.

In today’s market, preapproval is often expected and sometimes not optional. It shows the sellers & the seller’s agent that you are a serious, capable buyer. This also helps you move quickly when you find the right home! It also helps your agent understand a clear budget to shop within from day one. Buyers who skip this step risk falling in love with a home they can’t finance, or losing out to a buyer who was ready to act.

At Wilkins & Associates Real Estate, Inc., our years of experience in the real estate industry give us a deep understanding of the local market and the financing process. We take the time to work closely with each client, offering guidance to help you connect with a mortgage financing partner that’s the right fit for your unique situation.